Canada Child Benefit Increase 2026: New Amounts From the July 20 Payment

The new CCB benefit year starts this month

Every July, the Canada Child Benefit (CCB) resets for a new benefit year, indexed to inflation. For July 2026 to June 2027 the indexation is 2%, and the first payment at the new rates arrives on July 20, 2026.

The new maximum amounts

For a family with two children under 6, the maximum is now about $16,314 a year, tax-free — roughly $1,360 a month.

Who gets the full amount?

Your CCB is based on your adjusted family net income (AFNI) from your 2025 tax return:

• AFNI under $38,237 → you get the maximum for each child.
• Above that, the benefit phases down gradually as income rises — many middle-income families still receive a substantial monthly amount.

Because the CCB is income-tested, your net family income is the number that matters. If you are negotiating a raise or comparing job offers, it helps to know both your take-home pay and how a higher gross income interacts with income-tested benefits like the CCB.

Key facts

• Tax-free: the CCB never appears as taxable income.
• Automatic: no application needed for the increase — but both spouses must file a tax return every year, even with zero income, or payments stop.
• Monthly: paid around the 20th of each month; the July 20, 2026 deposit is the first at the new rates.

What it means for your family budget

The CCB is paid on top of your employment income — it does not change your paycheque. To plan your monthly budget, start with your real after-tax pay from the free take-home pay calculator, then add your CCB. Families juggling work schedules can also estimate hourly pay with the hourly wage calculator.

Sources & disclaimer

Based on CRA indexation figures for the 2026–27 benefit year as reported in July 2026. Your exact amount depends on your family income, number and ages of children, and custody arrangements. This is general information, not tax or financial advice — confirm your amounts in CRA My Account or with the CRA.