Open dataset: Canadian take-home pay 2026
Net pay, federal & provincial tax, CPP/CPP2, and EI for every province and territory — free to download and cite under CC BY 4.0.
We compute take-home pay for 13 provinces and territories × 35 income levels ($30,000–$200,000) = 455 rows straight from our open 2026 calculation engine, and publish the full result as a machine-readable dataset. Journalists, bloggers, and researchers are welcome to use it.
Preview — take-home on an $80,000 salary (2026)
| Province / territory | Net take-home (annual) |
|---|---|
| British Columbia | $61,157 |
| Alberta | $60,698 |
| Ontario | $60,303 |
| Quebec | $57,012 |
The full download covers all 13 jurisdictions across $30,000–$200,000 — this is one slice.
Methodology
Figures are verified against published 2026 rates from the Canada Revenue Agency (CRA), Revenu Québec, and each provincial government, and apply:
- Federal income tax — lowest bracket cut to 14% for 2026 — plus each province/territory's own brackets.
- CPP at 5.95% to the YMPE (~$74,600) and CPP2 (extra 4%) to the YAMPE (~$85,000); QPP/QPIP for Quebec.
- EI at 1.63% to the maximum insurable earnings ($68,900); Quebec uses the lower 1.30% rate.
- The basic personal amount only (no other credits or deductions), so figures are a clean, comparable baseline.
Second dataset: what Canadians actually check
Anonymous aggregates from the calculator itself — which income ranges people check, from which province, on which weekday and at what hour of their own evening, and, where a visitor chose to give it, from which postal-code area. Income is recorded only as a range, never an amount; location is a city centre from the connection or a postal-code prefix the visitor typed or a position rounded on their own device. Small cells are withheld rather than shown (twenty people for any postal-area figure), and the file says how many were withheld so you can see what is missing.
These are people who went looking for a pay calculator, not a random sample of Canadians — the file carries that warning and the rest of the method inside it, so it stays attached to the data after download.
Open usage dataset (JSON, CC BY-NC-SA 4.0)Updated hourly · GET canpayinsights.ca/data/usage.json · CORS open
Free for research, journalism and personal use under CC BY-NC-SA 4.0. Commercial use needs a licence — see below.
Licensed data for organisations
The open file is the coarse view. Under licence we provide extracts that no public statistic carries, because they come from what people do at the moment they check their pay:
- Neighbourhood demand — calculations by postal-code area (FSA) and income range, month by month.
- Relocation intent — which province pairs people compare in one visit, and at what income.
- Observed pay changes — direction and size of real raises and cuts, from people who reopen a saved calculation.
- Expectation gap — who finds their take-home lower than they thought, by province and income.
- Work patterns — shift hours, unpaid breaks, overtime and tips by province and sector.
Who asks for which: recruiters and compensation-data teams use the pay ranges people actually test and the expectation gap; lenders and mortgage teams, neighbourhood demand by income; real-estate and relocation firms, the province pairs people compare; immigration consultants and settlement agencies, demand by interface language and province; payroll and scheduling software, work patterns by sector.
Always aggregates, never individual records. Any figure for a postal-code area needs at least twenty people behind it; smaller cells are withheld. The sample is people who used the calculator, not a random sample of Canadians, and every extract says so. Licensees agree not to attempt re-identification or resale.
Ask about a licenceCite this dataset
CanPay Insights, Canadian Take-Home Pay & Payroll Deductions 2026 (open dataset), Vancouver, Canada. Version 2026-06-21 (2026 tax year). Licensed under CC BY 4.0. Retrieved from canpayinsights.ca/data.
Version and updates
- Current version: 2026-06-21, covering the 2026 tax year. Cite the version — figures change when rates do.
- Re-checked quarterly (January, April, July, November) against the CRA, Revenu Québec and each provincial government. January is when a new tax year's rates take effect, and a new version is published then.
- Every figure is machine-checked. A build of this site fails if any published number — in this dataset, in an article, or on any page — disagrees with the tax engine that computes it. Nothing stale can reach the site without the deployment breaking first.
- Corrections are made in place and the version date moves. Email info@canpayinsights.ca if you find one; superseded figures can be supplied on request.
You're free to share and adapt the data, including commercially, with attribution and a link to canpayinsights.ca. Need a custom cut (a specific province, income range, or pay frequency)? Email info@canpayinsights.ca.