Quick Answer
In 2025, EI is deducted at 1.64% of insurable earnings outside Quebec, up to a maximum of about $1,077 per year (reached around $65,700 of income). On $50,000 you pay about $820; on $60,000 about $984. Quebec uses a lower EI rate (it runs QPIP separately), maxing out at about $834.
How much EI you pay, by salary
Employment Insurance (EI) is deducted at 1.64% of insurable earnings in 2025 (outside Quebec), up to a yearly maximum. Here is the premium at each income level for 2025/2026:
| Annual salary | EI premium (most provinces) | EI premium (Quebec) |
|---|---|---|
| $40,000 | $656 | $508 |
| $50,000 | $820 | $635 |
| $60,000 | $984 | $762 |
| $70,000+ | $1,077 (maximum) | $834 (maximum) |
When EI "maxes out"
EI stops at about $1,077 (outside Quebec) once your income reaches the maximum insurable earnings — around $65,700 in 2025. After that, no more EI comes off for the rest of the year, regardless of how much you earn.
Quebec pays less EI
Because Quebec runs its own QPIP (Quebec Parental Insurance Plan), Quebec workers pay a lower federal EI rate — maxing out around $834 instead of $1,077 — but also contribute to QPIP separately. The Quebec paycheck calculator shows both.
See your exact number
For your real take-home pay including income tax, CPP, and EI for your province, use the free payroll calculator or the CPP & EI calculator. Curious how much CPP you pay? See how much CPP you pay by salary.
Figures use 2025 CRA rates; 2026 amounts rise slightly. Confirm current rates with the CRA or use the calculator.
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Use Free CalculatorFrequently Asked Questions
How much EI do I pay on $50,000?⌄
What is the maximum EI premium in 2026?⌄
Why is EI lower in Quebec?⌄
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Disclaimer: This content is based on publicly available information and general tax knowledge for reference only. Individual tax situations may vary. Please consult a qualified tax professional or accountant for personalized advice.